Many people today struggle to rebuilding their credit and getting back their integrity on creditors especially on their credit scores. This is a situation not new to us since this has been a long time dilemma that each of us encounters with, either for ourselves or from someone we know. Apparently, neither anyone of us have a perfect credit score.
I have here some tips that I religiously follow to maintain, or in worst case, rebuild my credit standing:
1. You may probably have heard about piggyback credit which can quickly raise your score. This happens when someone with a good credit standing adds you up on their account.
2. Rebuilding your score by applying to companies with fewer requirements and those that are not too strict when it comes to the credit score.
3. Seek for an expert's advice by engaging into debt counseling. Counselors are really helpful because in most cases, they know some of the effective tips in which you will not hear from anybody. I still believe in the saying that two heads are better than one.
4. Last but not the least is a common sense advice and yet many fail to follow it. Pay your dues on time. In the first place, if you do this all the time, there's no way that you will get a bad credit report.
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